Support your employees with a health cash plan benefit from £4.97 per month
What is a Health cash Plan?
A Health Cash Plan is an affordable type of health insurance that provides refunds and payments for everyday medical expenses. It is a simple way to manage healthcare expenditure. Prioritise your employee’s wellbeing with a health cash plan that can aid regular healthcare costs, such as:
- Dental
- Optical
- Therapies, Treatments and Outpatient Appointments
- Overnight stays in hospital
Why are Health Cash Plans important for businesses?
Over half of UK employees said that they wanted Private Health Insurance as an employee benefit. Whilst full PMI can be very expensive, a Health Cash Plan is a cost effective way for employers to support their employees with everyday and unforeseen healthcare costs.
An affordable benefit
Our Health Cash Plan has flexible cover levels, allowing
you to tailor the benefit to best suit your business. With cover starting from £4.97 per employee, per month, on company paid policies, we have something for everyone.
Easy to Claim
Our online claims portal is accessible 24/7 allowing members to make claims when it suits them.
Our friendly customer services team are also on hand for members should they prefer to speak to someone.
Improved staff retention
A cash plan is a great way to show you care about your employee's wellbeing. It can also help reduce staff turnover and absenteeism whilst making your company more attractive to top talent.
Simple administration
We don't bog you down with unnecessary paperwork or admin.
Our team will set up your plan and manage any changes for you. You will also get your own dedicated account manager.
Want to find out more?
Speak to an expert today to find the best solution for your business.
What is covered on the plan?
Our plan covers 8 areas as standard, these include:
- Dental
- Optical
- Treatments, Therapies and Consultations
- Inpatient hospitalisation
- Home Recovery
- Parental Overnight Hospital Stays
- New Child Benefit
- Prescription Refund
We also offer the option to enhance your cover based on what your company’s priorities are. Pre-existing conditions are covered as standard so you don’t have to worry about not being able to cover your whole workforce. You might even consider adding our Cancer Insurance to your benefit selection.
Download our xtra benefits flyer
Download below to see what your employees would be entitled to in addition to their cash plan allowances!
Who can apply?
Our Health & Wellness Plan provides peace of mind for an affordable monthly premium. What’s more, children under the age of 22 can be added for free (subject to eligibility criteria).
Why choose my health xtras?
My Health Xtras plans can sit as a standalone benefit or within a wider range of existing employee benefits.
Underwritten through Lloyds of London
Our policies are insured through the Lloyds of London Insurance Market, giving your employees access to the financial strength your company will expect from its insurers.
High claims acceptance and quick payment
In 2023 we accepted 99.4% of all claims we received. We aim to process all claims within 2 working days of receipt and pay back directly to your employees bank accounts.
a benefits company owned by its employees
In 2022 our group transitioned to an Employee Ownership Trust making us the only UK Employee Benefits company to be owned by its employees.
By Employees, For Employees.
We can help with other employee benefits
My Staff Shop, our group company, is on hand to help with your wider employee benefit needs. From Reward & Recognition to Salary Sacrifice - we can help.